Terms & conditions
The terms of working with us
Plain conditions covering what we do, what we need from you, and the limits of our role.
1. Nature of services
CVR Loans provides consultancy and advisory services only. We do not lend money or guarantee approvals.
2. Client responsibility
- Provide accurate information.
- Submit genuine documents.
- Cooperate throughout the consultation process.
- Inform us of any material changes affecting the application.
Providing false or misleading information may result in immediate termination of services without refund.
3. Consultancy fees
Consultancy fees are charged for professional advisory services and are independent of loan approval or disbursement. Fees are payable as agreed before commencement of services unless otherwise specified.
4. Loan approval
All approvals, sanctions, interest rates, processing fees and loan terms are determined solely by the respective banks or financial institutions. CVR Loans has no authority to influence or guarantee approval decisions.
5. Intellectual property
All website content, logos, graphics, documents and materials are the intellectual property of CVR Loans and may not be copied, reproduced or distributed without prior written permission.
6. Limitation of liability
CVR Loans shall not be liable for:
- Loan rejection.
- Delays by banks or NBFCs.
- Changes in lending policies.
- Technical issues of third-party platforms.
- Financial losses arising from lending decisions made by third-party institutions.
7. Third-party services
Our services may involve coordination with banks, NBFCs, insurance companies and other financial institutions. Their independent terms, policies and decisions shall apply.
8. Amendments
CVR Loans reserves the right to update these Terms & Conditions at any time. Continued use of our services constitutes acceptance of the revised terms.